Dave Ramsey's SmartVestor Pro What is a SmartVestor Pro?SmartVestor Pros are committed to educating and empowering you. They don’t just offer a single company’s investment choices; they can shop around to help you reach your goals. Like Dave Ramsey, SmartVestor Pros believe that eliminating debt and investing for the long term is the ideal way to build wealth and prepare for retirement. No account is too small to get started. Not just anyone can be a SmartVestor Pro. Dave Ramsey’s Ramsey Solutions vetted hundreds of investing professionals across the country. Each SmartVestor Pro must adhere to the group’s Code of Conduct. What does it mean to be a SmartVestor Pro?We agree to the SmartVestor Code of Conduct. We believe everyone deserves access to solid, professional investing guidance. We have earned our position as a SmartVestor Pros because of our experience in the industry and our drive to help others.We provide a refreshing twist on financial planning. We have the heart of teachers, not the attitudes of a salesmen. Our goal is to make you feel comfortable talking to us so you can trust the advice we provide. We’ll work together to create a plan to help you reach your goals.We care about your future. We’re more than a “financial planners”— you can relate to and share your dreams with us. We’ll fit your investments to your life, help you understand what you’re investing in and why, and encourage you to stick with your long-term goals. Which advisor serves as the SmartVestor Pro for Opus Financial Advisors?Nina Lloyd--Certified Financial Planner(R), Chartered Retirement Planning Counselor(R), and SmartVestor Pro--serves both our Chapel Hill and Statesville markets. If you'd like to speak with Nina, please contact her directly at (919) 883-4353 or firstname.lastname@example.org. Who is Dave Ramsey? America’s voice on money and business, Dave Ramsey is a personal money-management expert and extremely popular national radio personality. His seven best-selling books –Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, The Complete Guide to Money, Legacy Journey and Smart Money Smart Kids – have sold more than 10 million copies combined. Ramsey offers that life-changing message as host of a nationally syndicated radio program, “The Dave Ramsey Show,” which is heard by 12 million listeners each week on more than 575 radio stations and digitally through podcasts, online audio streaming and a 24-hour online streaming video channel. He is the creator of Financial Peace University (FPU), a program that helps people dump their debt, get control of their money, and learn new behaviors around money that are founded on commitment and accountability. More than 4.5 million people have attended FPU and Legacy Journey classes at their workplace, church, military base, local nonprofit organization or community group. Important Disclosures: Working with an advisor that is part of the SmartVestor Pro network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a SmartVestor Pro will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors pay a fee to belong to the SmartVestor program. Dave Ramsey and the Dave Ramsey SmartVestor Pro program is not affiliated with FSC Securities Corporation and is not sponsored or endorsed by FSC Securities Corporation.